Buying: How To Buy A Home Safely & Easily To Avoid Costly Mistakes

Looking to buy a home in Langley, Surrey or Abbotsford?

Whether you’re a first-time or repeat home buyer, buying a home is a big decision. Having an experienced REALTOR(r), who is right for you, is your first step to finding your home.

Look at my Video Testimonials to find out what past clients say about working with the Wes Jamison Team!

5 Steps When Buying A Home With The Jamison Team System

Buyer Consultation Appointment – A Team Effort

After hearing about real estate deals which left home buyers with a legacy of debt and hardship for years, I created the Jamison Team System to help avoid the costly and time-consuming pitfalls of home buying.

My team includes experts on staff and reliable connections to all the other professional services you’ll need through the stages of buying a home. The Jamison Team includes:

• MacDonald Realty 1st Pioneer REALTOR (r) – Wes Jamison
• Buyer’s Agent REALTOR(r) – Dee Branigan
• Conveyancer & Administrator
• Technical Support

Let me show you how to approach buying a home safely and easily. Call me directly at 604-857-4880 so you can move to the next step of becoming a home owner.

Preparing Your Finances – Get Pre-Approved

To organize your finances to buy a home, you need a mortgage application which will be accepted not only by the banks or the lender, but also by the Canada Housing and Mortgage Corporation (CHMC).

CMHC is the government entity which insures your mortgage against default. Your lender needs to know how to present the information to CMHC. If your application is turned down by either CMHC or G.E. Capital Corp., you may never own a home until you have 20% or more as a down payment.

Don’t miss out on equity increases if you don’t already own a home. We’ll walk you through the steps to get a pre-approved mortgage.

Once we know the amount of money you can mortgage, we’ll look at every option. This includes:

• Price comparisons in the area you want to own
• Resale
• Offers & Negotiations
• Inspections
• Title Searches and much more …

Customized MLS Searches – Get First Right Of Refusal

With search access to all the information on the MLS, you’ll get much more than a public Realtor.ca MLS search. Our team matches your criteria to the continual feed of new listings based on the following criteria:

• Property Address
• Taxes
• Room Sizes
• Lot Size
• Days on the Market
• All MLS Pictures …

Once we’ve set up the initial search, the system will automatically send you an email when a new listing – matching your search criteria - comes on the Realtors MLS. You get the first right of refusal before almost everyone else sees it. You may even avoid a price competition for that dream home.

Making An Offer – Made Easy

Making an offer is a process involving complex terms and conditions with legal wording that both protects and promotes the buyer’s best interest. We explain what the Law of Agency is and the part it plays in negotiating your offer.

Another crucial part of the offer process is knowing the trades and services – like home inspections, accountants and legal services – you’ll need to help you make a safe buying decision.

Closing – The Purchase & Sale

During the closing of the purchase and sale of any contract when buying a home, there are a number of details to oversee. You need mortgage specialists, lawyers, documents, keys, trades and services, access to market information, etc…

This can be a stressful time if you don’t have competent service providers you can count on. Let my team provide you with a smooth, stress-reduced and risk-managed transaction.

Home buying and selling can be a positive and rewarding experience for you. By calling me directly at 604-530-4111 or filling out the online contact form below you’ll have all the experts in one place to save you time and costly mistakes.

A full buyer’s consult with me and my team will help you avoid the “deadly mistakes” first-time home buyers often make! Don’t let this happen to you.